Consider the consequences of not being able to work for six months, or a year, or more, as a result of illness or injury. Or, worse still, the death of the family’s breadwinner.
Whilst nothing can compensate for the emotional loss that such a catastrophe causes, we can help you implement a personal risk insurance strategy to protect your family’s way of life.
Life insurance;
Total and permanent disablement insurance;
Trauma insurance;
Income protection insurance.
Business Protection Solutions
Your business is everything to you. It’s your passion, and your livelihood. It provides the lifestyle you want for you and your family now, and in the future.
But have you considered what would happen to your business (and by extension, your family) if you or a business partner were to suffer a premature death or become temporarily, or even permanently, incapacitated.
How would you replace lost revenue brought about by your prolonged absence or that of a business partner/key employee?
Would there be implications for the servicing of any business loans (and thus personal guarantees that may have been given)?
What would happen to your or your partner’s shareholding in the business?
Given our intimate understanding of the risks of running a small to medium sized business, we can advise you on how to best protect your business from the consequences of serious illness or injury to yourself, your business partner(s), and any key employees.
Asset Protection
Asset protection strategies are important for small business owners and professionals whom could potentially be exposed to litigation. In conjunction with your accountant and solicitor we can facilitate a review of your current asset ownership arrangements to ensure the risk to your wealth from litigation is minimised.
